HyreFoundation

Before you sign

What a foundation warranty is actually worth

Only as much as the company behind it and the words in it. Federal warranty law very likely does not reach this work.

Updated August 16, 2026

Find a Foundation Professional What it costs

Written by HyreFoundation Research Desk Primary-source research and fact checking

3 meanings of "lifetime" FTC, A Businessperson’s Guide to Federal Warranty Law
$25 sale at home that triggers a 3-day right to cancel FTC Cooling-Off Rule, 16 CFR Part 429
$1,000 or 10% California deposit cap, whichever is less Cal. Bus. & Prof. Code §7159.5

The short answer

A lifetime foundation repair warranty is worth only what the issuing company is worth, for as long as it exists.

The federal Magnuson-Moss Warranty Act very likely does not apply to work built into a house, so the contract’s own terms are your whole protection.

Check who issues it, what “lifetime” means, what it covers, what voids it, and whether it transfers.

Key takeaways

Magnuson-Moss probably does not cover this

Things integrated into a dwelling are not "consumer products", and warranties on a repairer’s workmanship are not subject to the Act.

The FTC itself says "lifetime" has at least three meanings

A transferable warranty cannot mean two of them.

A signed express warranty can supersede the stronger implied warranty you would otherwise have had — a Texas Supreme Court decision says so
No law requires a workmanship warranty to be insured, bonded or reserved against

Absent a named third party, it is a promise by one company.

State law regulates the contract, not the warranty

It tells the contractor how to write the agreement and says nothing about what the warranty must contain.

How to check the company behind the promise

All of this is public, free, and takes about twenty minutes — and it matters more than the wording, because the wording is only as good as the entity.

Look up the legal entity

Search your Secretary of State for its registration date, status, officers, and whether it trades under a different name. The name on the truck and the name on the contract are not always the same, and it is the second one that owes you.

Check for predecessor entities

A long-established brand operating through a recently formed company is worth understanding, as is a business that dissolved and re-registered.

Ask who honors it after an acquisition

Get the answer in writing. Roll-ups are common in this industry.

Ask whether any third party stands behind it

That means a named, state-admitted insurer or an administrator. Verify that name through your state insurance department’s licensee lookup rather than accepting a logo.

Understand what a contractor bond is not

A state license bond is a capped, shared, credit-based surety for consumers harmed by defective work or license violations; the surety seeks repayment from the contractor. It is not warranty insurance.

Check any state guaranty fund and its caps

At least one state runs a home improvement guaranty fund reaching a licensed contractor’s acts, but with per-claimant and per-contractor caps far below a whole-house foundation re-do, and an arbitration agreement may have to be honored first.

Confirm insurance with the carrier

Not from a PDF the contractor emails you.

Ask for two references from work done eight or ten years ago

A warranty is a long-term product; recent references tell you about the sales process.

What the law does and does not do here

Each point is drawn from a primary source in the list at the foot of this page.

01
Federal warranty law probably does not apply

Under 16 CFR §700.1, the Magnuson-Moss Act does not reach "items which are integral component parts of the structure" or products "integrated into the structure of a dwelling". And "warranties which apply solely to a repairer’s workmanship in performing repairs are not subject to the Act".

02
Nothing requires the warranty to be backed by anything

We found no federal or general state rule that a foundation-repair workmanship warranty be insured, bonded, reinsured or reserved against. Without a document naming a third-party obligor, it binds the issuing company alone, for as long as that company exists and is solvent.

03
State law regulates the contract, not the warranty

Home improvement statutes in the states we checked govern the agreement: written and signed before work, license details, price, payment schedule, dates, lien and cancellation notices. None says what the warranty must contain or whether it must be backed. California caps the deposit at $1,000 or 10 percent, whichever is less.

04
A signed express warranty can leave you with less

In Gonzales v. Southwest Olshan Foundation Repair Co. (Supreme Court of Texas, 2013), the court held the implied warranty of good and workmanlike repair cannot be disclaimed but can be superseded by an agreement specifically describing the manner, performance or quality of the services.

05
And the clock can run out meanwhile

In that case, the company’s promise to adjust the foundation for the life of the home superseded the implied warranty. The jury found no breach of the express one, and the consumer-statute claim was time-barred. That is Texas law; do not assume it applies in your state.

06
Dissolution generally ends it

Under the model business corporation act as enacted by states, a dissolved company can bar claims by publication notice, including contingent claims arising later, unless proceedings begin within a limited window.

An unbarred claim reaches only undistributed assets, or shareholders up to what they received. A lifetime warranty claim years later is exactly that kind of claim.

07
An acquisition may not carry it over

Whether a buyer assumes outstanding warranties turns on the purchase agreement and state successor-liability doctrine, which you cannot see from outside. A rebranded company trading under the same name is not proof of assumption. Ask for it in writing.

The clauses that actually decide whether it pays

Ask for the warranty document before you sign the contract, not with the paperwork afterward. A company that will not show it in advance has told you something. The federal rule on what a warranty should disclose may not legally bind a foundation contractor — it remains the right checklist for judging one.

OptionWhat it means for you
What "lifetime" refers toThe FTC notes at least three uses: the life of the thing it is installed in, the life of the original purchaser’s ownership, or the life of the purchaser. A transferable warranty cannot mean either of the last two. Get the start point and the measure of duration in writing.
Who the named obligor isIf the only name on the document is the contractor’s, there is no third party standing behind it. This is the single most informative line in the whole document.
What is coveredUsually the installed piers and their performance, sometimes only against further settlement at those specific locations. Generally not the rest of the foundation, not movement at an untreated area, and frequently not heave.
Parts or workmanshipLegally different objects. A warranty on hardware and a warranty on the labor of installing it are not the same promise, and re-excavation is usually the expensive part.
What the remedy isTypically adjusting or re-driving piers. Frequently not excavation, interior access, floor coverings, landscaping, hardscape or cosmetic repair — which can exceed the pier work itself.
TransferabilityTo how many successive owners, within what window, for what fee, and whether it needs the company’s written consent. Notification windows are easy to miss during a sale.
What voids itMaintenance conditions are routine: maintaining drainage and grading, watering programs in expansive clay, not altering landscaping, no later work by others. Breaching one can void cover quietly.
Dispute processWhether disputes go to mandatory arbitration, where, under whose rules, who pays, and whether class actions are waived. Common, enforceable, and worth reading before rather than after.

The point almost nobody makes.

Piers, tiebacks, carbon fiber and drainage installed into a house very likely fall outside federal warranty law (the rule text is quoted below).

If the Act does not apply, neither do its disclosure protections, and the document you signed is the whole of your rights.

No FTC opinion or court decision settles this for foundation repair, so read your warranty as though it does.

What to ask before you sign

May I see the full warranty document now, in writing, before I sign anything?
Whose lifetime is "lifetime" — the structure, my ownership, or my life

When does the term commence?

Who exactly is the named obligor on this document?
Is it insured or otherwise backed, by which named carrier or administrator?
Does it cover labor and re-excavation, or only the hardware?
Does it cover only the piers installed, or the whole foundation

What if the house settles where you did not place piers?

Does it cover heave, or only settlement?
Is it transferable — to how many owners, within what window, for what fee, and does transfer need your written consent?
What voids it

Specifically: drainage and grading maintenance, plumbing leaks, later work by others, failure to register a transfer.

What is the claim procedure, and is there a mandatory arbitration clause?
Has this company changed names, been acquired or reorganized, and did the current entity assume the prior entity’s warranties in writing?
Does this express warranty supersede any implied warranty I would otherwise have?
What is the deposit, and what does my state allow?

The full checklist is on choosing a foundation contractor.

What to have ready

The engineer’s report and scope

So the warranty can be read against what was meant to be done. See do you need an engineer.

Your Secretary of State search

The results for the contracting entity, including its registration date and status.

Any earlier warranty

Including one from a company that no longer trades.

A dated note of every verbal promise

Made during the sale, so you can check whether each appears in the document.

Where this goes wrong

Assuming federal warranty law protects you

On the face of the FTC’s own rule, work integrated into a dwelling is outside the Magnuson-Moss Act, and so are warranties on a repairer’s workmanship. The contract is very likely all you have.

Hearing "lifetime" and stopping there

Whose lifetime, covering what, with which remedy, subject to which conditions. The word alone conveys almost nothing, and the FTC says so in its own guidance.

Assuming transferable means automatic

Transfer commonly requires a fee and notification inside a window that is easy to miss during a sale, and is sometimes limited to one transfer or to the immediate next owner.

Signing the warranty without reading what it displaces

It may supersede a stronger implied warranty you would otherwise have had. This is not theoretical — a state supreme court has so held.

Missing the maintenance conditions

Drainage maintenance and watering obligations are real conditions, and letting grading deteriorate can void cover without anyone telling you.

Expecting it to cover the consequences

Re-driving a pier is one cost; reopening the floor, the excavation and putting the room back is frequently another, and frequently excluded.

Treating a warranty as a substitute for a correct diagnosis

A long warranty on the wrong repair is a long warranty on the wrong repair. It does not cover the house continuing to move for the reason nobody identified.

Get connected

Tell us about the work

Three short steps: the job, your home, and how to reach you. Nothing goes to a foundation company unless you agree.

A straight answer first. Matching is still being built, so this is not an instant quote. If a wall is moving or a door frame has racked out of square this week, call a structural engineer first.

Find a Foundation Professional

Tell us what you are seeing and where you are. We will follow up about connecting you with foundation professionals serving your area.

Step 1 of 3: your project

Questions

Is a lifetime foundation warranty worth anything?
Yes, but only what the issuing company is worth, for as long as it exists and honors it, and probably without federal warranty protection. So the legal entity, its operating history and any third party standing behind it are part of what you buy. All three are checkable in about twenty minutes.
Does federal warranty law protect a foundation repair?
Probably not. The FTC’s rule excludes integral parts of a structure, products integrated into a dwelling, and warranties solely on a repairer’s workmanship. Foundation repair appears to fall outside on all three counts. No court has squarely decided it, so read the contract as though it is all you have.
What does "lifetime" mean on a foundation warranty?
It depends on the document. The FTC says the word has at least three uses: the life of the structure, the life of your ownership, or your own life. A genuinely transferable warranty cannot mean either of the last two. Find the sentence that defines it.
Can signing a warranty leave me worse off?
Yes, in Texas at least. In 2013 the Supreme Court of Texas held that an express warranty specifically describing the work can supersede the stronger implied warranty of good and workmanlike repair. In that case the consumer claim also ran out of time while the foundation was still being adjusted.
Is a foundation repair warranty insured or bonded?
Usually not. We found no federal or general state rule requiring it. Insurance-backed structural warranties we located cover new homes, sold to builders; one state’s ten-year scheme for foundation walls and footings applies only to new homes by registered builders. We found no neutral insurer-backed product for repairs. Verify any named carrier yourself.
What happens to my warranty if the company goes out of business?
Generally it ends. A dissolved company can bar later claims by publication notice unless proceedings start within a limited window, and an unbarred claim reaches only undistributed assets. After an acquisition, it depends on the purchase agreement. A familiar name over the door is not proof the warranty was assumed.
Are foundation companies prosecuted over warranties?
We found no FTC or state attorney general action specifically about foundation-repair warranties or sales practices, and we will not imply a pattern we cannot evidence. Published court decisions involving foundation repair and lifetime warranties do exist in several states, which is a different thing.
Can I cancel a foundation repair contract signed at home?
Usually yes. The FTC’s Cooling-Off Rule covers sales of $25 or more made at your home, including visits "in response to or following an invitation by the buyer", so calling them for a free inspection does not defeat it. You have until midnight of the third business day, and Saturdays count.
What must the contractor do under the Cooling-Off Rule?
Give you two copies of a cancellation notice, tell you about the right orally, and not assign your financing to a third party before the fifth business day. The rule’s repair exclusion covers personal property, which a foundation is not. California gives three days generally and five for seniors, with notice in contracts over $500.
Do I have to disclose a foundation repair when I sell?
Usually, if you know about it. Most state disclosure forms list the foundation and slab by name. Texas has a "previous structural or roof repair" checkbox, and Ohio asks about repairs to control the problem within five years. You disclose what you know; no form makes you investigate. None asks about transferable warranties.
Will a past foundation repair affect a buyer’s mortgage?
It can. Fannie Mae will not buy a loan on a property whose deficiencies affect structural integrity until repaired, and Freddie Mac is stricter one grade lower. Where an appraisal shows dampness or abnormal settlement, the lender needs proof it was corrected or a professional report that it poses no structural threat.
What paperwork should I keep after a foundation repair?
The engineer’s report, the permit, the per-pier log, the as-built pier locations and the post-repair survey. Government-insured appraisals require inspection where there is standing water, a damp basement or possible structural failure. That file is often worth more at resale than the warranty certificate.

Written and audited by

HyreFoundation Research Desk

Primary-source research and fact checking

We read the model building code, the federal soil and moisture guidance and the insurer position ourselves, and we publish each figure with the document it came from and the date we retrieved it.

Where a number cannot be traced to a primary source, we say so instead of printing it. HyreFoundation does not inspect, engineer or repair foundations. Authorship is organizational: this desk, not a named persona.

40
pages published on this site
12
free tools, each showing its assumptions
0
foundation repairs we perform or sell
0
paid placements or rankings

How this desk works

  • Primary sources only. Code statements come from the International Residential Code, Chapter 4, as the model code. Soil statements come from USDA and USGS. Insurance statements come from the policy language and the Insurance Information Institute. We open the source rather than cite a blog that cites it.
  • The code is a model, and adoption is local. Your jurisdiction adopts an edition and amends it, and foundation chapters are amended more than most because frost depth and soil are local facts. Every code figure says so.
  • We hold no job data. We have no dataset of bids, pier counts or invoices, so no page claims an average from one. Calculators show the arithmetic and the inputs they assumed, and label the result as an estimate.
  • We do not diagnose your house. A crack guide can tell you which pattern to measure and when to call a structural engineer. It cannot tell you whether your foundation is failing. An engineer on site does that work.
  • We do not repair foundations, and we take no payment for placement, ranking or a favorable mention. Nobody buys a position on this site.

Authorship on this site is organizational: the analysis belongs to the desk rather than to a named individual, and we do not publish credentials we do not hold. Our editorial policy sets out how we source, date and correct what we publish.

Sources & retrieval dates

16 CFR §700.1 — products integrated into the structure of a dwelling are not consumer products, and warranties on a repairer’s workmanship are not subject to the Act , U.S. Federal Trade Commission, via the electronic Code of Federal Regulations Retrieved Retrieved September 18, 2026.
16 CFR §701.3 — what a written warranty must disclose: coverage, exclusions, commencement and duration, claim procedure , U.S. Federal Trade Commission, via the electronic Code of Federal Regulations Retrieved Retrieved September 18, 2026.
16 CFR Part 429 — the Cooling-Off Rule: solicited visits included, $25 threshold, three business days, seller obligations , U.S. Federal Trade Commission, via the electronic Code of Federal Regulations Retrieved Retrieved September 18, 2026.
Cal. Civ. Code §§1689.5–1689.6 — home solicitation contracts, three business days, five for senior citizens , California Legislative Information Retrieved Retrieved September 18, 2026.

Information on this page is general and varies with soil, climate, foundation type, building code, insurance policy and circumstance.

It is not engineering, insurance or legal advice, and no page can tell you whether your house has a structural problem: that needs a licensed professional on site.

HyreFoundation is an independent foundation resource, not a repair contractor or an engineering firm, and does not perform, supervise or warrant foundation work.